Buddle Findlay has New Zealand's leading payments team with over 30 years combined payments experience in acting for and advising financial institutions and establishing payment system governance entities.


We are New Zealand's leading payments team with over 30 years combined payments experience. 

Our payments team act for many of the major banks operating in New Zealand, a number of non-bank financial institutions, the Crown, Payments NZ, credit card companies, payment switches, crypto-currency operators and entrepreneurs developing payment applications.  We regularly advise on payment systems, mobile payments, crypto-currencies, domestic debit, credit card interchange, payment gateways, merchant acquiring arrangements (global and domestic) and prudential regulation.

Whether you are an issuer, acquirer, card scheme, customer looking for more effective ways to pay, a merchant, clearing and settlement bank, agency bank, payments switch, ATM provider, payment standard body or regulator - you can have confidence that our payments team understands payments and can provide you with more than just legal advice.

  • Simon Jensen is the President of the Banking & Financial Services Law Association
  • Simon Jensen is the winner of the 2016 Client Choice Award for the Banking category in New Zealand

Work highlights

Acting for the Ministry of Business, Innovation and Employment's Banking Centre of Expertise

in respect of the All of Government Crown Banking tender process, contract award and negotiation in respect of transactional banking, foreign exchange and payment and card services

Assisting the Reserve Bank of New Zealand

on its prudential regulation review, including as a member of the Reserve Bank of New Zealand's Expert Panel for the Stocktake of Prudential Regulation

Acting for Bank of India and Industrial and Commercial Bank of China

on obtaining registered bank status and establishment of operations including access to payment systems both directly and through agency arrangements in New Zealand

Advising Payments NZ

on the development of mobile payments rules for the New Zealand market

Advising Kiwibank

on its credit card alliances with Air New Zealand and BNZ on its One Smart card with Air New Zealand

Advising a card scheme

on the New Zealand law implications of implementing tokenisation to implement mobile payments and online payments

Our team

Renee Stiles

Partner, Wellington

Renee is a member of our Wellington corporate and commercial team, specialising in information and communication technology…

  • DDI +64 4 498 7308
  • M +64 21 722 990


Scott Abel

Partner, Auckland

Scott specialises in insolvency and debt restructuring, corporate and secured finance, and specialist personal property security and…

  • DDI +64 9 357 9387
  • M +64 21 229 1488