Property finance


Our property finance team act for both lenders (senior and mezzanine) and borrowers (developers and purchasers) in structuring transactions involving debt and equity financing.

Recognising the challenging market for property sector operators and their funders, we continue to remain involved in some of the most complex property financing transactions in New Zealand.

We have significant experience in large residential property developments (in particular community and affordable housing projects), residential apartment developments, and prominent investment asset acquisitions by both local and off-shore purchasers.

We act for major New Zealand banks, off-shore banks and other international financial institutions, New Zealand and overseas corporates and government entities.

Our clients benefit from our strong, integrated New Zealand team which brings together lawyers experienced in banking, real estate, capital markets, property trusts, Overseas Investment Act, managed investment schemes, environmental issues, funds and tax.

We provide a high quality, partner-led service with a focus on clear commercial advice and innovative solutions to guide lenders and borrowers through transactions of all sizes and levels of complexity.

Our experienced finance and property teams work together to deliver a full range of services to both lenders and borrowers including planning and structuring transactions (including by way of loan, asset sale and securitisation), negotiating and documenting loan and security packages, documenting and advising on building and construction aspects, operating agreements and joint ventures, providing comprehensive due diligence reporting for leasing, sale and construction contracts, developing and maintaining standard loan documentation to aid a streamlined and cost-effective approach for lenders, advising and negotiating with regulatory and local authorities, and establishment of listed and unlisted property trusts and structuring managed investment schemes.

  • Tier 1, Banking and Finance - IFLR1000
  • Band 1, Banking and Finance - Chambers Asia-Pacific
  • Tier 1, Banking and Finance - Legal 500
  • Member of the New Zealand Council for Infrastructure Development (NZCID)
  • Member of Property Council New Zealand

Work highlights

Advising the lender

on its funding of New Zealand Education Holdings Wakefield's development of student accommodation and wellbeing facility in the Auckland CBD

Advising the banking syndicate

in its lending to fund Pro-Invest's new Auckland voco and Holiday Inn hotels

Acting for the lender

in connection with the conversion and development of a Mercure hotel located in Auckland

Advising the banking syndicate

in its lending to the developer of The International, luxury apartment development

Advising a fund managed by a member of the Forum Partners group

on the funding and acquisition of a significant student accommodation portfolio, comprising three towers in Wellington

Advising the banking syndicate of ANZ Bank, Bank of New Zealand and Commonwealth Bank of Australia

on the funding and development of Telecom House (known as 'Willis Central') in Wellington

Our team

Daniel Kelleher

Partner, Auckland

Daniel specialises in property law and has extensive experience in property sector, corporate, banking and commercial transactions…

  • DDI +64 9 358 7022
  • M +64 21 618 535


David Perry

Partner, Auckland

David specialises in banking and financial services, and restructuring and insolvency law. He represents banks and financial…

  • DDI +64 9 358 7020
  • M +64 21 632 268


Julia Gabrielle

Partner, Christchurch

Julia is a commercial partner with a focus on a range of property transactions.  She has acted for both public and private sector…

  • DDI +64 3 371 3521
  • M +64 27 683 4373


Miriam Andrews

Partner, Auckland

Miriam specialises in banking and finance. Prior to re-joining Buddle Findlay in 2013, Miriam was transaction director at…

  • DDI +64 9 363 0638
  • M +64 21 491 781


Paul Farrugia

Partner, Auckland
Board of Management

Paul specialises in banking and finance law and has a broad range of experience in domestic and cross-border financings with…

  • DDI +64 9 358 7042
  • M +64 21 763 476